NANPA Member Benefit: Gear Insurance Designed for Photographers

Photo of a car, with the back door forced open and an empty camera backpack discarded on the ground. No one expects their gear to be stolen or damaged, but it happens. Gear insurance can prevent that from becoming a catastrophe.
No one expects their gear to be stolen or damaged, but it happens. Gear insurance can prevent that from becoming a catastrophe.

By Frank Gallagher, NANPA Blog Coordinator

The other day, my news feed included a story about a photographer who had his gear stolen. It seems like this happens on a fairly regular basis, so I asked Google about stolen photography gear and got more than 857,000 results, ranging from well-known nature photographers to a local wedding photographer in circumstances ranging from a stolen bag at an overseas airport to auto break ins to snatch and runs. Accidental damage to your gear is another expensive and unanticipated problem you’ll hear about if you’re around enough photographers. Hmmm. Time to reexamine my own photography insurance coverage and make sure I am appropriately covered. Good thing one of NANPA’s member benefits is photography insurance underwritten by Chubb and administered by Rand Insurance in the US. (Front Row Insurance Brokers offers gear insurance for NANPA members in Canada). There’s even a discount code for NANPA members!

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Membership Has Benefits Beyond the Obvious

Photo of a bird in a tree by Tom Haxby.
Photo by Tom Haxby.

By NANPA President Tom Haxby

Fellow board member Lisa Langell recently shared with me a member survey from another photography organization which had been used to assess their member benefits and services. Serendipity, perhaps, because lately I’ve been thinking a lot about the benefits of being a NANPA member.

More than Pretty Pictures

When I joined NANPA just over 10 years ago, I did so because I was interested in nature photography and believed membership could help me improve my photographs. But I discovered that NANPA is about more than just taking better nature photos.

At the NANPA Summit in Jacksonville in 2017, and again in Las Vegas in 2019, I learned that nature photography is about more than just pretty pictures. It’s also about using photos to affect change.

In Jacksonville, Clyde Butcher spoke about efforts to save Florida’s natural areas and shared his own conservation work. His presentation was complemented by a video, created by NANPA’s Summit College Photography Scholarship Program participants, about attempts to connect these areas to create greenway corridors.

Several of the presentations in Las Vegas on conservation challenges in the Arctic were really eye-opening. Other Summit presenters like Clay Bolt and Andrew Snyder inspired me with their work on rare, threatened and endangered species through the Meet Your Neighbours technique. Because of them, I now have my own Meet Your Neighbours setup. 

I’ve seen how conservation photography can make a difference. Want to get started? NANPA’s recently-published Conservation Handbook is available to anyone interested in learning how. Find it in the Members’ Area of the NANPA website or click below.

Ethics and Advocacy

Speaking of handbooks, we currently have available on our website a guide to the Principles of Ethical Field Practices. But that is just the beginning! NANPA has undertaken a much more extensive project to create a handbook on the ethics of nature photography. Your membership helps support large undertakings such as this that will allow NANPA to take a leadership role in educating photographers on ethics. Quite frankly, this is very much needed as the overzealous pursuit of nature and wildlife photos threatens both scenic places and the plants and animals we love photographing. And bad behavior threatens continued access to these places by photographers.

Your membership has also helped support our work on behalf of the Copyright Alternative in Small-Claims Enforcement Act of 2019 (CASE Act of 2019). If passed by Congress and signed into law, the CASE Act would provide photographers with the option of pursuing infringers in a small claims-type of process instead of federal district court. Read more about how the CASE Act will help photographers

Friendship and Networking

I will always remember the NANPA Regional Events that I attended in the Smokies and Upper Peninsula of Michigan—for the great images and friendships made. It will be my great pleasure to now be a regional event leader, myself, in the Smokies this spring with Hank Erdmann. NANPA has many more Regional Events scheduled for all levels of photographers in various parts of the country.

There are larger events, too, that offer many of the same benefits but on a bigger scale. Just around the corner is our second Nature Photography Celebration in Asheville, NC, April 19-21. These Celebrations provide opportunities for shooting, interaction with vendors, learning, networking and more. Asheville is a great place to be in April.

Travel and Equipment Insurance

As I move about the country with my photo gear in airports, cars, and on location, I am thankful that I have insurance on my photography equipment underwritten by Chubb in association with NANPA. You can find information about this and all the other NANPA member benefits in the Members’ Area of the website.

And Taking Better Pictures, Too

All that being said, my membership has also helped me improve my nature photos, just as I originally anticipated when I joined.

During my time with NANPA, I have entered the Showcase Competition, and I have been fortunate to have a few photos published in Expressions. (It’s a great source of ideas and inspiration so order your copy now!) This gave me confidence that I could get great images because, the reality is, if you want to be taken seriously as a nature photographer, quality matters.

I have attended many memorable webinars, both live and recorded. These sessions are free for members and a great way to learn or refresh photography skills. Best of all, you can participate at your own convenience, from wherever you are. Our next webinar, sponsored by Tamron on February 13 is Getting the Most from Your Long Lens with Bob Coates. Sign up or watch a recording of a previous webinar in the Members’ Area.

Sandhill Cranes flying together © Bob Coates.
Sandhill Cranes © Bob Coates.

Portfolio reviews, offered at each Summit hosted in odd-numbered years, provide another opportunity for learning from industry professionals including but not limited to agents and editors. We are currently working on logistics for our next Summit in Tucson in 2021, so stayed tuned for that.

Blog articles are yet another source of education and inspiration, and I especially enjoyed the recent article by Bill Palmer on Chasing Spring Warblers. There will be plenty of warblers—and photographers—at this year’s Biggest Week in Birding Festival at Magee Marsh in Ohio at which, by the way, you can find the NANPA booth. Note that our blog is separate from our regular member and non-member news lists, so if you do not already get NANPA blog posts in your email, you can subscribe on the right hand side of any of them (including this one).

Perhaps you might be interested in submitting a blog post too. What a great chance to expose your photos (pun intended) and stories to fellow NANPA members. Just send a note to That’s what we mean when we talk about “sharing” within NANPA. Everyone is both a teacher and student here.

That’s true regardless of age. As I highlighted in last month’s blog post, young nature photographers are becoming members and getting opportunities through NANPA’s high school and college scholarship programs, both of which are made possible in part due to your support of the NANPA Foundation. By the way, the Foundation’s Online Auction has some great items up for bidding starting February 3rd.  All proceeds go towards funding Foundation programs.

What Will You Do?

Gordon Illg has been known to tell me that I ramble, so I need to wrap up. But there really is a lot going on at NANPA, and I hope that you will take advantage of the opportunities. We are working hard to make NANPA a place for nature photographers to achieve all of their nature photography dreams. What will you do this year to help you reach yours?

Exclusive opportunity for NANPA members

Laptop on desk showing NANPA website

NANPA members are encouraged to share stories, tips, and how-to articles on our blog. Not as gifted at writing as you are photography? No problem. We can help you craft a post.

Photographer Arrives.  Gear Doesn’t.

Gate checking photography gear when flying.

Having to gate check check your photography gear is a traveling photographer’s nightmare.

Have you heard about the award-winning professional photographer who lost $13,000 worth of photo gear while flying from Chicago to DC?

Gate agents at Chicago’s O’Hare Airport insisted that photographer Michelle Frankfurter gate check her carry-on roller bag, which was full of her equipment.  After arguing and pleading her case, and against her better judgement, she complied.

Somewhere between leaving the gate at O’Hare and arriving at Reagan National Airport in Washington, DC, the bag disappeared and has not been found.

Most US airlines cap baggage liability at $3,500.  What’s even worse, Frankfurter’s photographer’s insurance had lapsed!

We’ve all heard horror stories about lost luggage or damaged contents.  There’s even been a You Tube music video about an airline breaking a musician’s guitar!  How can you prevent it happening to you?

We all have our own strategies for traveling safely with our gear, and there is a whole range of roller bags and backpacks designed specifically for air travel.  I have a photo backpack that’s compatible with airline carry-on size limitations.  While I’ve seen gate agents requiring passengers to check bags, I’ve never seen them make people check reasonably-sized backpacks.  I have frequent flier accounts and airline credit cards with the two carriers I most often use, which allow me to board before overhead bin space gets scarce.

But what do you do if you have more gear than can fit in a backpack, or if your gear is too heavy or bulky?  What’s your travel strategy?

One other thing: Insurance.  Pro photographers rely on their gear to make a living.  No gear equals no income.  Losing your equipment can be catastrophic for amateurs, too.  Do you have insurance on your gear?  Are you aware that your homeowner’s policy may not cover all your gear?  Did you know that NANPA members can get special rates on equipment, professional, travel and health insurance?  Sign in to the members’ area to learn more.

Being a little OCD about insurance can be a life saver in a situation like this.