Hi. As a suggestion to NANPA, I think it would helpful if there was offered NANPA-sponsored Business Liability Insurance for photographers. The Professional Photographers of America association offers it, but I don't want to become a member there. I find the current equipment, health, and travel insurance offered through NANPA to be great, and I use some of them, but I think a 4th type of insurance, business liability insurance, would also be helpful to us. Thanks for your consideration.